You don’t need to eliminate risk. You need to understand it, isolate it, and price it correctly. The biggest mistake investors make is treating all risk the same—panicking when markets fall, diversifying blindly, or refusing to act because the future looks uncertain. But the truth is: you don’t get paid for avoiding risk—you get paid […]
Smart Capital Allocation Separates Winners From Average Investors You’ve probably seen it happen—two investors buy similar stocks, but only one walks away with real wealth. The difference isn’t the stock picks. It’s how they allocate capital. Asset allocation is more than a pie chart—it’s the lens through which value investors make high-conviction, risk-aware decisions. And
The Market Is Crashing—Now What? We are in the bear market in S&P 500 and Russell 2000 indices. Bear markets don’t whisper. They scream. Prices fall fast, headlines get apocalyptic, and suddenly every investor is questioning their entire approach. You might feel the urge to do something—anything—to stop the bleeding. But acting out of fear
Bear Market Survival Guide: How to Stay Rational When Everyone Else Is Panicking Read More »
You’ve probably heard it before—“the market is a voting machine in the short term and a weighing machine in the long term.” But most investors forget what that really means. When stock prices bounce on headlines and herd emotions, you’re left wondering: Is this stock actually worth buying, or am I just chasing smoke? That’s
Volatility is the one guest at your investing table that never fails to show up uninvited. It rattles your nerves, distorts valuations, and tests your resolve. But as a value investor, you don’t need to fear volatility — you need to understand how to use it. One tool often overlooked in this regard is the
How to Use Preferred Stock ETFs as a Hedge in a Volatile Market Read More »
You might think of the Carhart 4 Factor Model as an academic tool best left to quants and finance professors. But if you’re building a portfolio with real money and expecting it to outperform, this model can be a powerful ally. It doesn’t replace your process—it sharpens it. Whether you lean into small-cap value like
Why the Carhart 4 Factor Model Still Matters (Even for Value Investors Who Ignore It) Read More »
Everything You Need to Know About Investing in Closed End Funds—From Discounts to Dividends and Beyond Introduction: The Opportunity Hiding in Plain Sight If you’ve spent any time exploring income investments, you’ve probably come across closed-end funds (CEFs)—and maybe skipped past them. They’re often lumped together with mutual funds and ETFs, yet behave nothing like
Why Closed-End Funds Might Be the Most Misunderstood Investment on Wall Street Read More »
Smart Investing Isn’t About Forecasting—It’s About Protection If you’ve been investing long enough, you know this truth: it’s not the winners that make or break your portfolio—it’s the losers. Avoiding big mistakes is the real game, and two tools help you do just that. One is the margin of safety. The other is free cash
Free Cash Flow and the Margin of Safety: A Double Defense for Value Investors Read More »
Why You Need a Recession-Proof Dividend Growth Strategy Today You’re not just building a portfolio. You’re building protection—against inflation, uncertainty, and the next bear market. While most investors are glued to CNBC and trading apps, worrying about when the next rate hike will crush their growth stocks, you’re taking a very different approach. You’re quietly
How to Build a Dividend Growth Fortress That Survives Any Recession Read More »
I have often expressed my opinion that in investing, buying is the most important transaction in a stock ownership lifecycle. You’ve done the research. The stock is undervalued, the margin of safety is wide, and the upside looks incredible and you know you are paying a great price. But how much should you allocate? Too
How to Use the Kelly Criterion to Avoid Portfolio-Killing Mistakes Read More »
