Shailesh Kumar, MBA

income factory

What Is an Income Factory? Transforming Investments Into a Cash Flow Machine

The idea of earning steady, reliable income from investments is incredibly appealing. After all, who wouldn’t want a strategy that keeps the cash flowing even during uncertain times? Imagine an approach where your investments work like a factory, steadily producing cash flow even in volatile markets. This is the essence of an Income Factory—a concept […]

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income factory

Building Generational Wealth: Lessons from the Investing Pros

Building wealth that spans generations often involves studying those who have done it successfully. Families like the Rockefellers, who grew their fortune through oil and investments, and the Waltons, who leveraged Walmart’s massive success, provide valuable lessons. Notably, many of these families built their wealth through strategic investing—from equities to real estate—showcasing the enduring power

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income factory

Stock Rover Review: A Value Investor’s Workflow and Portfolio Management Guide

Stock Rover is a full-fledged investment platform that allows you to manage every aspect of your long-term investment strategy, except for the actual transactions. At first, you may think this type of software is unnecessary – almost all brokerages have some screening capabilities and many also provide research reports. But if you are a self-directed

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income factory

Diversification in Investing: Is It a Free Lunch? A Value Investor’s Guide

Harry Markowitz said this about diversification in investing: Diversification is the only free lunch in investing. As I write this towards the end of 2024, we have seen a number of years where a very select group of stocks has dominated the market returns. The Magnificent 7 stocks, for example, contribute to a large chunk

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income factory

The Chowder Rule: A Handy Shortcut for Dividend Growth Investors (But Not a Perfect Formula)

As a dividend growth investor, you are often caught trying to balance yield and growth. Is Stock A yielding 3% with 10% dividend growth rate better than Stock B yielding 2% but 15% dividend growth rate? Figuring this out seems like a complex process, shifting through various growing income streams and then figuring out which

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income factory

Net Net Stocks: The Hidden Weapon Every Deep Value Investor Needs

Imagine finding a company that is so undervalued that you can buy it for less than what it can fetch in a liquidation! Your worst case scenario is that the company is closed down, and you still make money. These are the net-net stocks and these are every value investor’s fantasy. Popularized by Benjamin Graham,

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income factory

Buying Below the Line: Leveraging the Intrinsic Value of Stock for Profits

As a value investor, you would like to buy a stock for less than it is worth. To be able to do this well, you first need to figure out what the stock is worth. This is the process of estimating the intrinsic value of stock. Estimating Intrinsic Value of Stock is an Art Learned

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income factory

Don’t Invest in Small Cap Value Stocks Until You Know These 10 Key Facts

Small cap value stocks can be highly profitable investments. I have been investing in small cap value stocks for over 25 years and have guided 100s of other investors through my newsletters. Most financial writers call investing in small cap value stocks risky. It is not. The risk-reward equation in this asset class actually favors

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income factory

Magic Formula Investing: A Proven Strategy for Finding Undervalued Stocks

Finding value stocks is hard, and it is getting harder now that so many more investors today are searching for them than ever before. Besides, time is always at a premium. Wouldn’t it be wonderful if there was a formula that would spit out profitable undervalued stocks with proven history of outperformance? Well, there is

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0DTE Strategy

Master the 0DTE Strategy: Unlock Daily Income and Take Control of Market Volatility!

You may have come across the 0DTE strategy if you have considered selling out of money covered calls to generate income in your portfolio. 0DTE strategy also involves trading options, but the options you use expire on the same day. This offers unique opportunities as the time value of the options decays rapidly, and the

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